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Fast Facts (As of September 30, 2009)

Client Focus Credit unions, co-operatives, strategic partners and corporations

Market Focus Canada

Assets Under Admin $23.0 Billion

Corporate Assets $3.8 Billion

Consolidated Net Income $19.4 Million

Number of Employees 345

Service Locations Across Canada

Concentra Financial is a credit union company and an integral part of the Canadian co-operative financial system. Through leadership and partnership, Concentra seeks to advance the credit union system.

At Concentra, strong relationships, innovation, collaboration and exceptional service connect us with our partners. Service is tailored to meet our business clients’ unique needs and objectives. We provide value by simplifying business operations, expanding product offerings and providing specialized expertise to assist our customers in:

  • Achieving their business financial objectives
  • Serving their commercial and retail markets

By partnering with credit unions and other organizations, Concentra provides retail opportunities to deliver a wide array of:

  • Personal and Corporate Trust Services*,
  • Commercial and Corporate Solutions, and
  • Consumer Mortgage and Deposit Services.

Concentra Financial does not operate in a retail setting, but provides selected services to consumers referred to us by our many valued business partners throughout Canada.

Details of the solutions we provide can be found within this site. Enjoy your visit with us.

*Trust Services are provided by Concentra Trust, a wholly-owned subsidiary of Concentra Financial.

 Product & Service Solutions For... 
 ... Your Credit Union
  expand Banking

We offer relationship based access to a range of products and services which result in increased business opportunities, membership, and market growth for your credit union.

  expand Consulting

From your day-to-day operations, to managing your finances, and seeking opportunities to mitigate interest rate risk exposure, Concentra offers a full range of consultation and management services. It would be our pleasure to provide your credit union with strategic recommendations on how to best enhance your business.

  expand Managing Liquidity

Concentra Financial offers high-quality, tailored financial management solutions focused on enhancing performance and maximizing your credit unions' financial earnings potential. Whether your credit union is looking to raise capital, access liquidity, or seek a term loan, Concentra will seek to fulfill your financing needs. We develop sound strategies reflecting the unique investment objectives and risk parameters of the co-operative system. The results are cost-effective, creative solutions that optimize return and manage exposure to risk.

Industry and legislative expertise, regulatory compliance, competitive pricing, and scaleable solutions are the hallmarks of finance service offerings from Concentra.

 ... Your Members
  expand Financing

Concentra Financial offers a variety of financing options and support services to your members.  Ranging from straightforward referrals to Concentra, to arranging out of province mortgage financing, Concentra can help you expand your financing options to your members.

Industry and legislative expertise, regulatory compliance, competitive pricing, and scaleable solutions are hallmarks of financing service offerings from Concentra.

  expand Investing

Concentra Financial enables credit unions to offer investment products to their members through a variety of programs. Ranging from straightforward referrals to the complex delivery of registered plans, Concentra can help your credit union expand your investment solutions to your members.
Legislative expertise, regulatory compliance, competitive pricing, and scaleable solutions are hallmarks of investment service offerings from Concentra.

  expand Safeguarding Assets

A professional, impartial executor or trustee is often needed to provide members with the confidence and assurance that their estate and personal trust planning objectives will be met.

Concentra Trust, a wholly-owned subsidiary of Concentra Financial, delivers a wide range of specialized trust services throughout Canada. We have national regulatory capacity, legislative proficiency and have been a trusted partner of Canadian credit unions for over fifty years.

Custom Solutions for Special Situations

Estate Administration
 ... Your Business Members
  expand Banking

Credit unions can expand service offerings to larger commercial members through access to a comprehensive range of services. As a full-service financial provider, we are focussed on helping your credit union meet the needs of your business members to allow the member relationship for other products and services to remain with your local credit union.

  expand Enhancing Employee Benefits

Attracting and retaining the best employees is the goal of most companies. Many look to enhancing their benefit programs to help achieve these goals. In these instances, trust and security of the plans’ assets are of key importance to both the employer (your business member) and the employee.

This is where the expertise and professional services of Concentra Trust can be relied upon to help you achieve your business members’ objectives in enhancing their employee benefit programs.

Concentra Trust, a wholly-owned subsidiary of Concentra Financial, delivers a wide range of specialized trust services across Canada. We have national regulatory capacity, legislative proficiency and have been a trusted partner of Canadian credit unions and businesses for over fifty years.

  expand Financing

Concentra Financial offers a variety of financing options and support services to your business members.  Ranging from straightforward referrals to Concentra, to the complex delivery of commercial leasing solutions, Concentra can help you expand your financing options.

Industry and legislative expertise, regulatory compliance, competitive pricing, and scaleable solutions are hallmarks of financing service offerings from Concentra.

  expand International Transactions

Your business members will be provided with access to a sophisticated online foreign currency trading platform, DirectFX. DirectFX provides business members with the ability to trade currency 24 hours per day in real time, at competitive rates. Members can also take advantage of customized advice and guidance to build a hedging strategy to reduce their currency risk.

  expand Safeguarding Assets

Business transactions can be risky, particularly when assets are held and the agreed-upon service is to be performed after an event occurs. A professional, impartial trustee is often needed to provide both parties with the assurance they need to confidently and successfully proceed with the transaction. This is where the expertise and professional services of Concentra Trust can be relied upon to expand your business member’s services while giving their members peace of mind. Concentra Trust, a wholly-owned subsidiary of Concentra Financial, delivers a wide range of specialized trust services throughout Canada. We have national regulatory capacity, legislative proficiency and have been a trusted partner of the Canadian credit unions and businesses for over fifty years.

 ... Your Business
  expand Banking

Concentra Financial is focused on delivering flexible solutions to support the success and growth of both medium and large enterprises. Our strong relationships, industry expertise, accessibility and collaborative approaches set us apart from other providers.

We offer relationship based access to an entire range of products and services. We provide businesses and organizations with financial services that are flexible enough to suit individual company needs. At the same time, we have a solid foundation built on the strength of community credit unions and the regional presence of key decision makers.

  expand Enhancing Employee Benefits

Attracting and retaining the best employees is the goal of most companies. Companies often look at enhancing their benefit programs to help achieve these goals. In these instances, trust and security of the plans’ assets are of key importance to both the employer and the employee.

This is where the expertise and professional services of Concentra Trust can be relied upon to help you achieve your company’s objectives in enhancing your employee benefit programs.

Concentra Trust, a wholly-owned subsidiary of Concentra Financial, delivers a wide range of specialized trust services throughout Canada. We have national regulatory capacity, legislative proficiency and have been a trusted partner of Canadian credit unions and businesses for over fifty years.

  expand Financing

In partnership with local credit unions, Concentra Financial offers a variety of financing options and support services to commercial clients.  Whether your organization is raising capital, seeking a term loan or other form of commercial financing, Concentra will seek to fulfill your financing needs.  Through our partnerships in the Canadian credit union system, we can put diverse resources to work for you.

Industry and legislative expertise, regulatory compliance, competitive pricing, and scaleable solutions are hallmarks of financing service offerings from Concentra.

  expand International Transactions

Concentra Financial provides commercial clients and credit union business members across Canada with a complete suite of International Services products to meet their business needs.

Clients are provided with access to a sophisticated online foreign currency trading platform, DirectFX. DirectFX provides the ability to trade currency 24 hours per day in real time, at competitive rates. Clients can also take advantage of customized advice and guidance to build a hedging strategy to reduce their currency risk.

  expand Investing

When it comes to your commercial investments, security and optimizing returns is a priority for Concentra Financial.  We offer commercial clients a variety of investment options ranging from guaranteed plans to more complex investments.

Competitive rates, regulatory compliance and detailed reporting are hallmarks of the commercial investment service offering from Concentra.

  expand Safeguarding Assets

Complex business transactions can be risky.  A professional, impartial trustee is often needed to provide both parties with the assurance they need to confidently and successfully proceed with the transaction. This is where the expertise and professional services of Concentra Trust can be relied upon to help you achieve your company’s objectives.

Concentra Trust, a wholly-owned subsidiary of Concentra Financial, delivers a wide range of specialized trust services throughout Canada. We have national regulatory capacity, legislative proficiency and have been a trusted partner of Canadian credit unions and businesses for over fifty years.

 ... Your Clients
  expand Broker Solutions

Concentra Financial enables organizations to offer a variety of options to their clients. Ranging from straightforward referrals to us to the complex delivery of of commercial leasing solutions, Concentra can help you expand services to your clients.

  expand Investing

Concentra Financial enables organizations to offer investment products to their clients through a variety of Registered Plan Trusteeship programs. 

Legislative expertise, regulatory compliance, competitive pricing, and scaleable solutions are hallmarks of investment service offerings from Concentra.

  expand Safeguarding Assets

Business transactions can be risky, particularly when assets are held and the agreed-upon service is to be performed after a specific event occurs. A professional, impartial trustee is often needed to provide both parties with the assurance they need to confidently and successfully proceed with the transaction. This is where the expertise and professional services of Concentra Trust can be relied upon to expand your company’s services while giving your clients peace of mind.

Concentra Trust, a wholly-owned subsidiary of Concentra Financial, delivers a wide range of specialized trust services throughout Canada. We have national regulatory capacity, legislative proficiency and have been a trusted partner of Canadian credit unions and businesses for over fifty years.

 ... Consumers*
  expand BC Unclaimed Property Act
  expand Buying a Home

For most people, buying a home is the single most significant investment they will make.  Concentra Financial provides competitive and flexible residential mortgage solutions through our partnerships with credit unions and mortgage brokers.

  expand Investing

Investing your savings and planning for the future has never been easier. Through our partnerships with credit unions and other organizations nationwide, Concentra helps consumers achieve their investment goals with a wide range of deposit products and services.

  expand Safeguarding Assets

A professional, impartial executor or trustee is often needed to provide members with the confidence and assurance that their estate and personal trust planning objectives will be met. 

Concentra Trust, a wholly-owned subsidiary of Concentra Financial, delivers trust products nationwide directly to consumers and through our partnerships with credit unions and other organizations.  We’ve been in this business for over 50 years and have developed a solid reputation for integrity and protecting the needs of our clients. That’s what the trust business is all about.

Assistance with Estate Administration

Trust Solutions for Unique Situations
* Delivered through partnerships with credit unions and other organizations, Concentra Financial offers a wide array of consumer financial and trust solutions. Please check with your local credit union for Concentra Financial solutions.